ObamaCare Is Turning The United States Into A Part-Time Nation
Bureau of Labor Statistics data show that the ratio of part-time to full-time jobs has completely flipped this year from historical trends. Last year, six full-time jobs were created for every one part time job. This year, only one full-time job is being created for every four new part-time jobs.
The shift to part-time has accelerated over the past several months because of the “look back” provision in ObamaCare that sets the baseline this year for the number of full-time workers a company employs to determine their compliance with the employer pay-or-play mandate.
Less full-time jobs in the services sector means more people will be performing more part-time jobs and more people will migrate to the LOW END of the field services industry. The low-end of the industry is the low-fee mortgage inspections and also the home of 99% of all of the problems in the field services industry.
Mortgage delinquency inspections and mortgage foreclosures are FAST declining. Mortgage inspection fees (about $3) are 300% lower today than they were 20 years ago. More people are chasing fewer inspections in the mortgage segment.
Fraud is at an all time high in the mortgage segment. Grace (not her real name) emailed me this morning. A mortgage field services firm owes her $25,000+. She hires other inspectors to perform the mortgage inspections. Grace has already paid these inspectors and she has not been paid. Her loss is about $40,000 when you add her unpaid receivables to what she has already paid out out of her pocket to inspectors. The firm she works for will not return her telephone calls. The firm is counting on Grace to just walk away … and she may just walk away. This story plays out every day in the mortgage segment of the field services industry. It’s simple fraud and law enforcement will NOT help you.
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Lesson learned. Never- never go past 30 days without a collection for services
Rendered. A loss of $ 30 k + is totally
uncalled for and turning a blind eye on the situation .Don’t be a yes sir / mam type and continue being kicked down the road. If your not paid in 30 days your Risking loosing even greater amounts. You just opened the door as just being a nice person with trust , which won’t buy you a cup of coffee
At Walmart.
It’s a game of tag a lot of business people play with subcontractors and guess what Your it. After 30 days I look at legal help , a $ 200 collection letter is a lot cheaper than risking the loss of $ 30k. Also I limit the credit amount .
I learned as a building material supplier for 20 years to stay on top and never go past 30 days , or a certain $$$ amount. The further you let it go the greater the risk. Now look at the legal fees your about to discover . Very , very painful at best .
I have used a website called ” Ripoff Report. com” with good results as an
Anonymous writer at which point
Ripoff Report posted my bad experience along side the website of the company that ripped me off.
Trust me it got their attention . What business wants a website and then have one posted along side theirs with
A negative report . Oh yes it made an impact on them. They had to post a
Rebuttal in the site to cover their ass which was very painful to them . Oh yes it was my constitutional right to express my true experience to the world via the internet alongside their website.
Just my experience , thought you all might enjoy. Follow your own gut. Seek legal advise from your attorney if you want. Read ” Ripoff Report. com ” it’s very entertaining.
Beware !!! ; Im not an attorney and I don’t give legal advise. Your on your own do your research . Get your money, you all work hard and cheap for it. It’s yours even if you get ugly about getting it.